FAQs

We are happy to consider applications from experienced business operators including sole traders, partnerships, limited liability partnerships and limited companies. Future Finance offers attractive pricing and will treat your application on its own merits, taking into account the strength of your business, your experience and plans for the future when determining the interest you are charged.
Each finance solution is tailored to your needs.

Once you have identified what Assets your business needs to purchase, we will normally ask you for the following information to find you a suitable Asset Finance facility:

• Set of last statutory accounts
• Management accounts and/or latest bank statements
• Background on the business and its directors
• Full details of the equipment being purchased and the supplier(s)
• Rationale for the Asset purchase (why is the business investing in new plant/machinery?)

Where the transaction is for a modest amount (typically under £10,000) or for a standard asset (e.g. a motor car or light commercial vehicle) the process is simpler and finance can be secured quickly via a telephone call (and with the provision of much less information). For larger loans and more complex transactions a full in depth proposal may be required, this often means a site visit by Future Finance & Leasing to see the business and its owners.

The banks have tightened up but they are still lending for Asset finance purchases. Future Finance have access to many of the leading high street lenders.

Many of our clients have a requirement to purchase plant and machinery throughout their trading year, particularly in the vehicle, construction and plant hire sectors. Future Finance & Leasing provides the Asset Finance solutions to your business, ensuring that you always have credit lines readily available that meet your ongoing capital equipment needs

As asset finance brokers, we are in the best position to deliver you an arrangement which extends credit for a time period that suits you. Future Finance & Leasing are more than happy to discuss your Asset Finance needs.

There are a number of finance facilities that we offer, everything from Hire Purchase, Finance Lease and Operating Lease, to Contract Hire and Re-Finance packages.

Tax implications and accounting treatment of the asset (on- or off-balance sheet) vary accordingly. By consulting your company accountants or auditors, we will ensure that your Asset Finance is structured in the way that best suits your business.