FAQs

In many cases, we can help with your asset finance even if you have experienced trading difficulties in the past – provided the equipment or vehicles being financed offer suitable security, the lender can see a deposit and you can demonstrate a clear ability to repay. Guarantees and indemnities or other security may also be required, but if you are in any doubt as to whether you are eligible for asset finance, just contact us for more advice.

We are happy to consider applications from experienced business operators including sole traders, partnerships, limited liability partnerships and limited companies. Future Finance offers attractive pricing and will treat your application on its own merits, taking into account the strength of your business, your experience and plans for the future when determining the interest you are charged.
Each finance solution is tailored to your needs.

Once you have identified what Assets your business needs to purchase, we will normally ask you for the following information to find you a suitable Asset Finance facility:

• Set of last statutory accounts
• Management accounts and/or latest bank statements
• Background on the business and its directors
• Full details of the equipment being purchased and the supplier(s)
• Rationale for the Asset purchase (why is the business investing in new plant/machinery?)

Where the transaction is for a modest amount (typically under £10,000) or for a standard asset (e.g. a motor car or light commercial vehicle) the process is simpler and finance can be secured quickly via a telephone call (and with the provision of much less information). For larger loans and more complex transactions a full in depth proposal may be required, this often means a site visit by Future Finance & Leasing to see the business and its owners.

The banks have tightened up but they are still lending for Asset finance purchases. Future Finance have access to many of the leading high street lenders.

Many of our clients have a requirement to purchase plant and machinery throughout their trading year, particularly in the vehicle, construction and plant hire sectors. Future Finance & Leasing provides the Asset Finance solutions to your business, ensuring that you always have credit lines readily available that meet your ongoing capital equipment needs

As asset finance brokers, we are in the best position to deliver you an arrangement which extends credit for a time period that suits you. Future Finance & Leasing are more than happy to discuss your Asset Finance needs.

There are a number of finance facilities that we offer, everything from Hire Purchase, Finance Lease and Operating Lease, to Contract Hire and Re-Finance packages.

Tax implications and accounting treatment of the asset (on- or off-balance sheet) vary accordingly. By consulting your company accountants or auditors, we will ensure that your Asset Finance is structured in the way that best suits your business.

The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

FUTURE FINANCE & LEASING LTD is authorised and regulated by the Financial Conduct Authority, Firm FCA FRN 672276.

www.futurefinanceleasing.co.uk is a trading name of FUTURE FINANCE & LEASING LTD.

You can check this on the FCA Consumer Credit Register or by contacting the FCA directly on 0300 500 8082.

Future Finance and Leasing Ltd offer products and services from a range of finance and leasing companies. We are a credit broker, not a lender. We are a commission-based organisation, which means that we receive commission payments for business introductions and for providing our services.

We will receive financial remuneration, which may be variable or pre-set, depending on the product and the volume that we place with that organisation.

We do not charge fees to our customers.

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